For Agencies
Manage client ad spend with dedicated virtual cards, spend controls, and ad spend visibility across every client and campaign.
For Media Buyers
Keep high-volume ad campaigns running with dedicated virtual cards, flexible spend controls, and clearer visibility across ad platforms.
For E-commerce Brands
Manage e-commerce ad spend, ad invoices, and more with dedicated virtual cards, spend controls, and real-time visibility.
For Marketing Agencies

Manage Every Client’s Ad Spend from One
Platform

Issue unlimited virtual cards for every client, controladvertising spend across every platform, earn cashback on eligible purchases, and manage your agency’s finances from one workspace.

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Opal agency dashboard showing client credit lines above dedicated virtual cards, including a card for Meta Ads
Featured On
Key Features

Everything you need to run high-spend ad accounts

Unlimited Virtual Cards for Every Client
New Card
Earn Up To 2% Cashback on Ad Spend
Real-Time Spend Visibility
No Annual Fee Or Personal Guarantee
The Challenge

Managing Client Spend Shouldn’t Be This Complicated

Every new client, campaign, advertising platform, and employee adds another layer of financial complexity. Shared cards, scattered budgets, and manual reconciliation quickly make agency finances difficult to control.

▸ ACCESS
Shared company cards
▸ PAYMENT
Declined advertising payments
▸ BUDGET
Client budgets mixed together
▸ REPORTING
Limited visibility into spend
▸ FINANCE OPS
Manual reconciliation
▸ PERMISSIONS
Difficult employee controls
Meta Ads · Nike
•••• 4417
Declined
SLACK · #FINANCE
“who paid for the Nike Meta invoice??”
Opal gives agencies the financial infrastructure to organize client spending, issue dedicated virtual cards, and maintain complete visibility across every advertising account.

Why Agencies Choose Opal

One platform for every client, campaign, and card.
Dedicated Cards for Every Client
Create dedicated virtual cards for every client, campaign, employee, or advertising platform.
Smart Spend Controls
Control limits, merchant restrictions, approvals, and employee permissions.
Cashback on Ad Spend
Earn up to 2% cashback on eligible advertising spend while reducing operating costs.
Real-Time Visibility
Monitor every transaction, budget, and client account from one dashboard.
Built for every team

Built Around
Agency Workflows

From media buyers to finance teams, Opal helps every part of your agency managespending more efficiently.

Client Accounts
Media Buying Teams
Finance Teams
Agency Owners

Client Accounts

Keep every client’s budget separate. Create dedicated virtual cards for every client, campaign, employee, or advertising platform, without opening separate bank accounts.
‍
Never mix client spending again.

  • Dedicated client virtual cards
  • Separate client budgets
  • Client-level spend reporting
  • Shared workspace across every account

Media Buying Teams

Keep campaigns running without payment bottlenecks.

Issue virtual cards instantly, set spending limits, and assign dedicated cards to every client, campaign, or advertising platform so buyers can launch and scale campaigns with confidence.

  • Instant virtual cards
  • Spend limits
  • Merchant controls
  • Platform-specific cards
  • Campaign-level budgets

Finance Teams

Maintain complete visibility without slowing the team down.

Review transactions, approve spending, export reports, and monitor every client and campaign from one centralized dashboard.

  • Spend approvals
  • Real-time reporting
  • Transaction exports
  • Budget monitoring
  • Client-level visibility

Agency Owners

See every client and every dollar from one dashboard.

Monitor agency-wide ad spend, client budgets, cashback earned, and team activity from a single workspace. Make faster financial decisions with complete visibility across every client account.

  • Agency-wide spend visibility
  • Client budget tracking
  • Cashback reporting
  • Team activity monitoring
  • Financial performance insights

Why Agencies Switch to Opal

Traditional Bank
Opal
Shared company cards
Unlimited virtual cards
Manual spreadsheets & reconciliation
Real-time visibility
Generic business rewards
Up to 2% cashback on eligible ad spend
Limited employee cards
Unlimited virtual card creation
Slow card requests
Instant virtual card issuance

Trusted by ad agencies

Read Case study

“Opal has made managing our ad spend seamless. Reconciliation is simple, payments happen automatically, and we haven’t experienced any issues with card declines or funding delays. The cashback gives us more value than points, and the team is incredibly responsive. 
We would absolutely choose Opal again.”

David Azar
Founder & CEO at Outsmart Labs
Administrative Time Saved
15+ hours per week
Cash Flow Improvement
Eliminated fronting costs
Read Case study

Frequently asked questions

How many virtual cards can I create?

Opal includes unlimited free virtual cards with every account. You can instantly create dedicated virtual cards for each client, advertising platform, employee, vendor, or campaign, making it easy to separate spending, improve security, and simplify reconciliation.

Can I issue cards for every client?

Yes. You can create a dedicated virtual card for every client, each with its own spending limits, merchant restrictions, and expiration date.

Can employees have their own cards?

Yes. Many businesses issue dedicated virtual cards to employees with customized spending limits and permissions.

Can I manage Google Ads and Meta Ads separately?

Yes. You can create dedicated virtual cards for each advertising platform, so Google Ads and Meta Ads spend stays separate and easy to track.

Does Opal integrate with accounting software?

Yes. Opal integrates with QuickBooks and Workday, so ad spend can sync into the accounting tools your finance team already uses.

How quickly can I get approved?

The initial onboarding form takes just 2–3 minutes to complete. Virtual cards are typically issued within 24–48 hours after submission.

Spend Less Time Managing Cards. Spend More Time Growing Your Agency.

Join agencies using Opal to simplify advertising payments, manage client spending, and earn rewards on every dollar spent.

Apply Now
Book a Demo