Unlimited 1% cash-back on all ad-spend. No annual fees.

The Best Ad-Spend Credit Card

We give you credit, cash-back, and all the tools you need, and up to 20x higher limits.

How much do you spend per month with your clients cards?
$25,000
Your est. credit
limit with Opal:
$85,000
How much do you spend per month 
with your clients cards?
$7,500
Your est. monthly
cashback with Opal
$75
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Opal Virtual Cards

Run performance campaigns with access to higher credit than ever before.

Earned cashback

Jan 2025
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Instagram
$3,470
Facebook Ads
$2,080
Google Ads
$7,605
Profit From Every Ad

1% Unlimited Rewards

Whether you spend $100 or $100,000,000 a month, earn 1% cash back on every dollar spent.

Credit That Scales

Up to $10M

in instant credit

Fund campaigns without using your own cash. No personal guarantee or credit check needed.

Spending Under Control

Smart virtual cards 

for every use-case.

Create separate virtual cards for each vendor or campaign. Set spend limits, track budgets, and stay in full control.

Spend Without Personal Risk

Get set up in minutes

Built for agencies and brands who spend big on ads.

fb
$675 back 

from Facebook Ads
ads google
$400 back 

from Google Ads
amazon
$900 back
from Amazon Ads
snapchat
$650 back 

from Snapchat Ads
trade desk
$850 back

from The Trade Desk Ads
tiktok
$700 back 

from TikTok Ads

No Credit Checks

Get instant access to ad credit.
No credit check or personal guarantees required.

No Personal Risk

We do not require personal guarantees, unlike every other major card issuer.

Quick & Easy Setup

Just fill out a short online form. 
No calls, takes just a few minutes to get started.

How does Opal compare with others?

See why Opal is the best option for your ad agency and your team.

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Opal
Others
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Card Limits up to $10M
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No Credit Check
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No Annual Fees
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Best-in-Class Bookkeeping Automations
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Free Unlimited Instant Virtual Cards
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01.

We Get It

We’ve been in your shoes and now we’re here to help you handle it all.

02.

24/7 Support

Our team is always online and ready to jump in when you need us most.

03.

We’re Flexible

Support that fits your style, whether it’s by email, phone, or online meeting.

Frequently asked questions

What are the payment terms?
Opal Card is a pay in full credit card where the outstanding balance is due each month on your billing due date. Opal Card will automatically withdraw your outstanding balance from your designated bank account each month on your billing due date.
Do I need an active subscription with Opal to be eligible for Opal Card?
Opal Card is a pay in full credit card where the outstanding balance is due each month on your billing due date. Opal Card will automatically withdraw your outstanding balance from your designated bank account each month on your billing due date.